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| Karma Claims Guarantee |
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| Karma Partners Info |
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| About Us |
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| Karma is a trading name of P J Hayman & Company Limited who are authorised and regulated by the Financial Services Authority. Our Registration number is 497103. You can check this on the FSA's register by visiting the FSA's website www.fsa.gov.uk/register or by contacting the FSA on 0845 606 1234. |
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| Registered Office: Stansted House, Rowlands Castle, Hampshire, PO9 6DX. Registered in England No. 2534965. |
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Travel - Travel Agent Insurance  |
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| If you book through a travel agent / tour operator |
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 | The Travel Agent or Tour Operator makes a big commission which is why Karma can sell to you direct at low prices. |
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| The package travel Directive does not protect you if your flights and hotels are booked separately. |
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| They do not cover hire car companies. |
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| If your travel agent makes mistakes who do you turn to? |
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| You need our legal expenses insurance. |
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| Why you cannot buy this insurance cover:
The insurance industry makes most of its money from travel agents, tour operations and airlines and selling their products via them. The last thing they want is for you to have the capability to sue at no cost to you if things go wrong. Karma can give you total peace of mind.
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| Our cover is very comprehensive and gives you many options which can either give you more peace of mind or save you money.
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Why Karma?
- Instant quote and cover
- Easy monthly payments
- Complete on-line service
- Eco friendly
- Our unique claims guarantee for your complete protection
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Remember
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| The average family throws out six trees in packaging and waste paper every year – please respect our environment and be green by example, only print this information and attachments if you have to. Thank you. |
| Every purchase you make with Karma helps the World Land Trust to conserve our environment.
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