| Section | Benefit | Maximum Sum
Insured | Excess |
| A | Cancelling and cutting short your holiday | £3,000 | £50 |
|
| B | Emergency Medical and other expenses | £5,000,000 | £50 |
| Hospitalisation Benefit (excluding UK) £20 per day up to 30 days | | |
|
| C | Personal Accident | | |
| | Item 1 – Death | £5,000 | |
| |
Item 2 – Loss of Limb or Sight |
£15,000 | |
| | Item 3 – Permanent Disability | £20,000 | |
| Note | Items 1,2 and 3 will be reduced to £2,500 in respect of children aged under 18, or adults aged 65 or over | | |
|
| D |
Travel Delay & Missed Departure - Missed Departure |
£500 | £50 |
| | Travel Delay | | |
| | £20 for the first 12 hours and £10 for each additional 12 hour period up to | £300 | NIL |
|
| E | Personal Possessions | | £50 |
| |
Personal Belongings and Baggage |
£2,000 | |
| |
Single Article Limit |
£250 | |
| |
Valuables Limit |
£250 | |
| | Delayed Baggage £50 for every 12 hours up to | £100 | NIL |
|
| F | Money | £500 | £50 |
| | Cash on Your person is limited to a maximum of £250 (reduced to £125 for persons under 18 years old) | | |
|
| G |
Passports, Tickets and Documents |
£100 | NIL |
|
| H |
Personal Liability |
£2,000,000 | £250 |
|
| I |
Overseas Legal Fees |
£15,000 | NIL |
|
| J |
Withdrawal of Services |
£250 | NIL |
|
| K | Hi-jack £50 per day up to | £500 | |
|
| L |
Mugging Benefit £50 per 24 hours up to |
£250 | NIL |
|
| M | Catastrophe | £1,000 | NIL |
|
| N | Complete Traveller Protection including Scheduled airline failure,
failure of Accommodation Suppliers, Hire Car Companies and other
transport including rail, sea and ferries. |
£1,000 | £50 |
|
| O |
Winter Sports Extensions only applicable if you have paid the appropriate extra premium or you have bought a Multi-Trip policy. |
| |
| O1 |
Winter Sports Equipment (owned £1000, Hired £500) |
£1,500 | £60 |
| O2 |
Winter Sports Equipment hire £50 per day up to |
£500 | NIL |
| O3 |
Ski Pack £75 per day up to |
£450 | NIL |
| O4 |
Piste Closure £40 per day up to |
£400 | |
| O5 |
Avalanche Closure |
£500 | NIL |
|
| P | Pet Care £20 per day up to | £200 | NIL |
|
| Q |
Golf Cover only applicable if you have paid the appropriate extra premium |
| |
| Q1 |
Golf Equipment |
£2,000 |
£60 |
| |
Single Item Limit |
£500 | |
| Q2 |
Golf Equipment Hire £50 per day up to |
£450 | NIL |
| Q3 |
Green Fees £100 per day up to |
£500 | £60 |
|
| R | Business Cover only applicable if you have paid the appropriate extra premium | | |
|
| |
Business Equipment |
£200 |
|
| R1 |
Single Article Limit (Computer equipment £1,000) |
£500 |
£60 |
| | Samples | £500 | |
| |
Business Equipment Delay |
£200 |
Nil |
| |
Emergency Courier Expenses |
£500 |
£60 |
| |
Business Equipment hire £50 per day up to |
£1,000 |
NIL |
| R2 |
Business Money |
£500 |
£60 |
| R3 |
Cash Limit | £500 | |
|
| S | Search & Rescue applicable to Policies which include Winter Sports, Hazardous & Extreme Sports Only | £5,000 | NIL |
|
| T |
Travellers Legal Expenses – This section is underwritten by Legal Insurance Management Ltd and is only applicable if selected. |
£15,000 | £35 |
