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| Karma Claims Guarantee |
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| Karma Partners Info |
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| About Us |
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| Home |
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| Karma is a trading name of P J Hayman & Company Limited who are authorised and regulated by the Financial Services Authority. Our Registration number is 497103. You can check this on the FSA's register by visiting the FSA's website www.fsa.gov.uk/register or by contacting the FSA on 0845 606 1234. |
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| Registered Office: Stansted House, Rowlands Castle, Hampshire, PO9 6DX. Registered in England No. 2534965. |
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Our Travel Product |
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| Karma Insurance offers you the best prices on travel insurance whilst ensuring that your policy is fully comprehensive and tailored to suit your specific needs. |
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Get Your Quote Now |
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| Please click on one of the icon below to open the quoting engine |
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| Opt to purchase your travel insurance from Karma Insurance if you are looking for: |
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| Karma Insurance accepts a wide range of medical conditions and disabilities at no extra charge to you. Benefit from online medical screening so that you can get a fast and accurate quote that’s suited to you. |
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Your Choices
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| Single trip and Multi trip travel – up to age 69 |
| Includes Gap Year, Year Study Abroad, Backpackers travel |
| Single trip and Multi trip travel – up to age 69 |
| We offer single trip cover at fair prices without an upper age limit. |
| Cover you need at a fair price. We will insure many stabilised medical conditions without charge and have easy underwriting for other conditions. |
| Any groups covered for up to 30 people – Stag nights, Hen parties, Weddings, Anniversaries, Conferences and more.
All with legal protection. |
| Up to £25,000 Legal Expenses cover if your holiday goes wrong. |
| Why you should buy your Travel Insurance from us. |
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Your Options
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| All or most of the following options are available or included on all our policies. |
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|  | Travellers Legal Expenses | | | Delete Cancellation & Curtailment | |
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| | Extreme or Hazardous Sports | | | Online Medical Underwriting for most other medical conditions | |
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| | Delete Policy Excess | | | Discounts for 2 people travelling together | |
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| | Delete Baggage & Money Cover | | | Group Travel | |
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| | Many Medical Conditions Included | | | Standard cover up to age 69 – Senior Citizens 70+ cover | |
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| | Complete Travellers Protection | | | Winter Sports | |
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| | Business | | | Double Policy Excess | |
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| | Golf | | | | |
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FAQs
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| Q: | What happens if your holiday or travel arrangements go wrong? |
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| A: | There are more complaints against Holiday and Tour Operators than anybody else each year |
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| Q: | What happens if your Airline or other Transport Provider, Hotel or Accommodation Provider and Hire Car Company ceases to trade before your travel, or when you are there? |
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| A: | At Karma we have thought about all these things: |
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| You probably do not realise |
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| More people are booking independent holidays via the internet or
Making individual arrangements via Travel Agents and Tour Operators
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| These arrangements are not insured under the package tour directive so ABTA
compensation may not apply
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| The European Air Travel Directive applies to all airlines including low-cost, but they often
ignore it if you try to claim, unless you take them to court
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| Karma are pleased to offer our unique product which includes as standard:
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| Complete Travellers Protection |
| Failure of Airline or Transport Provider, failure of your Hotel or Accommodation Provider
and hire car arrangements FREE of charge |
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| Travellers Legal Expenses Insurance at giving you £25,000 cover and the services of one of the UK’s leading law firms at a cost of only £5 per policy for single trip or 0.85p per month on multi-trip policies to enable you to sue the airline and/or tour operator or agent who spoilt your dream holiday or your trip.
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Why Karma?
- Instant quote and cover
- Easy monthly payments
- Complete on-line service
- Eco friendly
- Our unique claims guarantee for your complete protection
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Remember
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| The average family throws out six trees in packaging and waste paper every year – please respect our environment and be green by example, only print this information and attachments if you have to. Thank you. |
| Every purchase you make with Karma helps the World Land Trust to conserve our environment.
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